Plumbing & HVAC Equipment Financing & Business Loans For New Contractors In Florida, Texas & The US

Updated: Feb 8

Small Business Loans & Commercial Equipment Financing For Plumbing Contractors With Little or No Time In Business in Miami, Orlando, Jacksonville, Tampa, Pompano Beach, Naples, Destin, Miami Beach, Hollywood, Doral, Florida & The US.



Business Financial Consulting has helped thousands of plumbing contractors in the US start up or expand their operations. Don't be out-performed by your competition, call us today and invest in your business. BFC is an industry leader in small business loans, equipment financing, real estate financing and commercial factoring.  Let us help your business grow. 


There is plenty of opportunity in the HVAC space due to increased investment through infrastructure development. The industry continues to expand across many states such as Florida, Texas, Georgia, California, Virginia, North Carolina, South Carolina, North Carolina, Pennsylvania, Michigan, New York, New Jersey, and many other. It’s the question everybody asks, what is the best equipment loan or business loan for an HVAC contractor in Florida and Texas ? Business Financial Consulting provides the best equipment loan or business loan in Florida, Texas and across the US. BFC has a long history of providing general contractors and specialized sub contractors innovative business financial solutions. Most companies in HVAC need reliable equipment financing and business financing solutions to continue to expand their work-zone footprint. Most businesses will not make it in HVAC without some sort of capital assistance due to high up-front costs when taking on any project, along with lack of equipment to perform the work. This means that your HVAC business might be having too many rental equipment expenses, which is directly impacting your margins. BFC stands with you when looking at the big picture and understands that your business needs to be operating at all times with all of the equipment needed to complete your operations at the lowest cost available to you.

​Plumbing contractors have a great opportunity to enter this market, since it will have expected market growth rates for the next 25 years according to general market forecasts. Residential and commercial construction projects have increased around the southeast region of the US in key states such as Florida, Georgia, Alabama, Texas, Kentucky, Kansas, Idaho, Ohio, Michigan, Tennessee, and every other state across the nation. For years, Business Financial Consulting “BFC” has been helping small businesses in several industries attain access to financing despite their previous credit or financial history. Plumbing and HVAC industries are both experienced a boom that resonates with every construction, plumbing, HVAC, electrician, and other contractor. BFC specializes in the trade of project financing for contractors nationwide. 

Plumbing & HVAC Business Options For Growth. BFC Approves All Types of Electrical Contractor Business Loan & Equipment Financing Applications, Regardless of Time in Business in Miami, Orlando, Destin, Jacksonville, Tampa, Hallandale Beach, Florida & The US.

There are several businesses that you can start with these licenses which can increase your overall sales. Within these fields you can specialize in several sectors such as the following:


  1. Water systems testing 

  2. Drainage contractor

  3. Solar heating panel contractor

  4. AC equipment, installation & maintenance

  5. In-house plumbing contractor

  6. Commercial plumbing contractor

  7. Commercial AC maintenance & repair


How To Succeed As a Plumbing & HVAC Business Contractor in Miami, Orlando, Tampa, Destin, Florida & The US With BFC.  

Not all plumbing companies will be able to grow in this competitive market. Plumbing & HVAC contractors must have a solid business partner that is ready when their business is. Most business opportunities will not stay too long, and your business can’t afford to lose a big contract. Having a stable financial partner such as Business Financial Consulting “BFC” allows your business to rest assured that we have your back when it comes project financing solutions. Our financing structure is built around your specialized industry, which provides a great advantage for all of your future financing needs. We understand that you are more than a file or a number, which is why we do our best to provide the most competitive financial solutions in the equipment financing & business lending industry. 


It’s crucial as a Plumbing or HVAC Contractor you are aware that you might need to invest in some marketing, cold calling, and other efforts. It’s not easy for most companies to enter any industry unless they have an existing name or brand associated with their business. In most cases, the big business will end up taking the opportunity due to having a solid financial partner that they have already been working with. Due to our stable financial solutions for construction, havoc, plumbing, roofing, and other contractors. Most of your business expenses could be related to marketing, or other ways to get new business to come your way. If you are entering the Plumbing & HVAC business, BFC should be your first call. 




Having a well thought business plan is essential when looking to become a successful Plumbing & HVAC contractor if you are thinking to stay in the business long term. Most Plumbing & HVAC contractors will already have a well designed business plan that could start as soon as they are ready. Most important, it’s crucial for your business plan to include the following titles:

  1. Marketing/Business Expenses to Acquire New Business

  2. Business Competitive Advantage in Your Region(ie.Florida, Texas, Georgia, etc)

  3. Current Industry Trends That Could Affect Your Business

  4. Type of Commercial Equipment Your HVAC or Plumbing Business Will Need

  5. Financing for Labor, Equipment, Materials & Operating Expenses

Once you have some of these issues covered, you will have a better understanding of how you Plumbing or HVAC business can grow. BFC has been a loyal business partner across the Nation to small business owners who are looking to start, or already have things set out. Regardless of the size of the job, BFC will always be big enough to get it done, and small enough to care. Our unique approach to your business guarantees your business will receive the best possible financial solution for your specific credit and financial scenario. 

General Business Expenses That Can Be Covered With Our Small Business Loan or Equipment Financing & Loan Solutions.

Usually speaking, labor and equipment will be the biggest expenses your Plumbing & HVAC business will have. Our small business loans have helped thousands of businesses across Florida, Texas, Georgia, and many other states achieve full financial freedom. We know that you work hard to keep your business running, which is why our common sense approach to business loans & equipment financing has helped BFC become the champion when it comes to fighting for small business owners to have access to sound business financial solutions. Our business loan can be used to pay for labor, overtime labor, materials, equipment, and even future construction, Plumbing & HVAC projects. 

Labor will not only include on-site construction labor, but also a personal accountant & attorney that will be representing you for certain issues. It’s critical that your Plumbing & HVAC contractor have these covered, since accidents happen everyday, and lawsuits could tarnish your brand & reputation when applying for financing. 




Your commercial mortgage or lease will be due every month, which means that your business must be generating enough income to cover that expense. As a Plumbing & HVAC contractor, you must have several expenses covered including payroll & your office space, since these are essential for operations. Your unique type of business requires these to be working in a coordinated manner, that enables your business to not only grow, but operate at its basic core functions. BFC has been helping business receive commercial mortgages with the most competitive rates in the industry, helping BFC raise the standard when it comes to providing financial solutions to Plumbing, HVAC, & every other industry. 

Financing your Plumbing & HVAC Contractor Business with BFC in Miami, Orlando, Destin, Tampa, Miami Beach, Ocala, Fort Lauderdale, Florida & The US.

Not every Plumbing & HVAC Contractor will be able to walk into their local bank and be approved for a bank, which is why is discriminates against certain credit scores & industries with specific restrictions & requirements that only large corporations will have. BFC has been able to close the gap created by large banks by providing Plumbing & HVAC Contractors access to the most competitive financial solutions in Florida, Texas, Georgia & The US. Our financing process does not take weeks or months unlike your local bank, we offer a turnaround of 1-3 business days to fully process and finalize your application. We are available 24 hours a day, 7 days a week, and you can apply online at our website www.bfcfinance.us with your Plumbing or HVAC contractor business, regardless if you are in Florida, Texas, Georgia, Idaho, Ohio, Utah, or anywhere across the US. 

Move your business to the next level with Business Financial Consulting and our experienced staff of loan officers. Our commercial business & equipment loans have helped thousands of staffing business owners across the US maintain and exceed consumer demands, in many industries. Call us and start working on your dreams! Every staffing business will have a different business environment, however you will need an equally diverse financial institution that will be able to work with your specific situation. BFC can approve commercial equipment transactions for businesses for up to 60M for established and well qualified buyers across Florida and the US. We have been working with staffing business owners since our inception as a company, and will continue to do so. When deciding which type of commercial equipment you will need for your business, it's equally as important to have your own financing to purchase the machine that will fit your business needs at the time of your equipment purchase. Once you have found the right equipment for your business,  our job is to provide your business with a competitive Commercial Business Loan, Commercial Equipment Loan or Commercial Factoring. It's always important to try to attach a business warranty to your commercial equipment in order to be protected in case of any equipment malfunction. For the most part, new equipment will include some sort of warranty from the manufacturer. We encourage you to reach out to one of our finance specialist to discuss your businesses specific needs. 





The Following Services Are Offered Only In The US:


Heavy Equipment Financing - Construction Equipment Loans - Heavy Construction Equipment Financing- Heavy Excavator Financing - Heavy Dozer Financing - Bobcat Loader Financing


Alabama, Alaska,  Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida,  Georgia, Hawaii, Idaho, Illinois, Indiana,  Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi,  Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey,  New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania , Rhode Island,  South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming.

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Heavy Equipment We Finance

Heavy Articulated Dump Trucks

Asphalt Paver Equipment Financing

Backhoe Loader Equipment Financing

Cold Planer Equipment Financing

Concrete Compactor Equipment Financing

Compact Track Loader Equipment Financing

Heavy Crane Equipment Financing

Crawler Dozer Equipment Financing

Dragline Equipment Financing

Heavy Dozer Equipment Financing

Heavy Mining Excavator Equipment Financing

Heavy Construction Excavator Equipment Financing

Stump Grinder Equipment Financing

Wood Chipper Equipment Financing

Forklift Equipment Financing

Material Handler Equipment Financing

Mining & Oil Drilling Equipment Financing

Bobcat Loader Grader Equipment Financing

Road Pulverizer Equipment Financing

Bobcat Skid Steer Loader Equipment Financing

Soil Compactor Equipment Financing

Telescopic Handler Equipment Financing

Track Loader Equipment Financing

Vocational & Heavy Dump Truck Equipment Financing

Wheel Dozer Equipment Financing

Wheel Excavator Equipment Financing

Wheel Loader Equipment Financing

Wheel Pneumatic Roller Equipment Financing

Industries We Finance

Construction Equipment Financing

Plumbing Equipment Financing

Asphalt & Concrete Equipment Financing

Electrical Contractor Equipment Financing

Logging & Forestry Equipment Financing

Farming Equipment Financing

Dump Truck Equipment Financing

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Beauty Salon & Spa Equipment Financing

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Equipment Manufacturer Equipment Financing

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Preferred Heavy Equipment Manufacturers We Finance

Caterpillar Equipment Financing

John Deere Equipment Financing

Kubota Equipment Financing

Liebherr Equipment Financing

Ditch Witch Equipment Financing

Bomag Equipment Financing

Bobcat Equipment Financing

Takeuchi Equipment Financing

Komatsu Equipment Financing

Kobelco Equipment Financing

Case Equipment Financing

JCB Equipment Financing

Hitachi Equipment Financing

Yanmar Equipment Financing

SANY Equipment Financing

New Holland Equipment Financing

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GEHL Equipment Financing

XCMG Equipment Financing

Mobark Equipment Financing

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Mecalac Equipment Financing

Schwarze Equipment Financing

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JLG Equipment Financing